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Should you get a bank account or go through a credit union?

I have found both banks and credit unions fine for handling my money. Banks I worry more about though, as they're known for having a bad history of failing the people who banked with them. I always worried that if a bank lost my money, I wouldn't ever be able to get it back. I think with credit unions, they tend to protect your money even better. Do you agree or disagree?

That depends on you. I think it'd be fine to get it through your local credit union, but there are all kinds of good banks out there, just do a quick search for good banks nearby, and I'm sure you'll find a good mix of some.